Arinc: Turkey a 7 percent growth a good point

State Minister and Deputy Prime Minister Bulent Arinc, the United States by 2011 and even before entering the European economic area of Turkey said that there were at one point. ...

State Minister and Deputy Prime Minister Bulent Arinc, the United States by 2011 and even before entering the European economic area of Turkey said that there were at one point. The vast majority of European countries, indicating that the crisis has become almost wipes off dilenecek Arinc, said Turkey's 7 percent growth rate that is a good point.

Minister Arinc, Turgutlu town of Manisa, the Governor of the City of Turgutlu with the signing of the protocol for the construction of the school with 24 classrooms, four of the vehicle from the County Police Department and the adoption of the public attended the ceremony for the presentation of a plaque benevolent. Speaking at a ceremony at the municipal Ortapark firm Arinc, Turkey's economy in 2011, said he believed would be a better point:''that swept the world, the global economic crisis of the last four years at least one of the injured countries is Turkey. During this period, new opportunities and emerging growth opportunities is Turkey. Shown a negative growth rate in all countries, of Spain, Portugal, Greece, İrlanda'sı, İzlanda'sıyla almost wipes off the vast majority of European countries make way dilenecek Turkey, a 7 percent growth rate, exports of 130 billion çıkarmasıyla dollars, GNP 1 trillion dollars, approaching the point where getirmesiyle Praise and macroeconomic balances that liberated itself from the crisis as much as possible is a good point. "he said.

Newly appointed to the task of Celal Bayar University (CBU) Rector. Dr. Mehmet also celebrated Pakdemirli'yi Minister Bulent Arinc, the appointment to this position Pakdemirli'nin recorded great success at a young age, said that the success of that discretion. Arinc, number of students in the top 10 universities in Turkey, between 30 thousand to enter the upcoming CBÜ'nün and on behalf of the great achievements of science has expressed that they wish to catch up. Turgutlu innovative investments that the industrialists, therefore, the district deserves a technology faculty Arinc stressed,''a Turgutlu'ya faculty, colleges and brought together all of us care about that.''He said. Arinc, a political meeting did not do, what can be done Turgutlu'daki beauties cheer and to think that people said,''God dirliğimizi bozmasın unity. Turgutlumuz'a, our people, good services, our country enjoyed the beautiful Let. This opportunity for those who want to ruin the beauty that will not. "He said.

Manisa Governor Celalettin Guvenc Turgutlu institutions in collaboration with the end of the work is continuing rapidly, the sample said that the completion of projects. Mayor Jonathan Orhan hayırseverleriyle Turgutlu town is famous, that many of the signature of the charitable institutions of education and health, he said. Ferdinand this charitable Turgutlu Hasan and Ali Ihsan Demirdöğer'in Parliament recalled that the Distinguished Service Award. Rector of the districts teşkilatlanmalarını CBÜ Pakdemirli they continue, they expect to be charitable support to universities, he said. Turgutlu'nun made important progress on this issue, stating that professionals have finished as soon as the College Professor. Dr. View Pakdemirli,''willing to further expand this activity here. According to strong support from the local authorities will do our best. Began to embark on concrete steps on the faculty of Technology.''He said.

Then, schools and kindergartens, including the initiation of studies for the establishment of the Faculty of Technology yapılmasıyla CBÜ protocols were signed. Minister of State at the ceremony, Arinc, philanthropists Hasan Ferdi Turgutlu, Ali Ihsan Demirdöğen, Oasis Abalioglu, Massoud Altan, Merih Faith, Haluk Yedikardeş, Tahsin Koya, Jamie Baklan, Abdullah Senol, Sami Yildiran, Solomon Rich, Yasar Cetin, Erdem Reapers, Erkan Uysal Adnan Orhan Karaata and also the plates which gave the Mayor. Club President Murat Ayhan Turgutluspor the Arınç'a, Turgutluspor shirt and the scarf was a gift.

The office of the governor at a ceremony in front of Bulent Arinc, County Police Department began the service four new police officers handed over the keys of the vehicle. Here, the Grand Mufti of County Fidelity Ozdemir, prayed for the start of service vehicles. Arinc Minister then visited Günlü'yü Kaykamak Nazmi.

73 percent of Turkish people is wrong

Philips, in 23 countries including Turkey announced the results of research for Global Health and Wellness Index.

Research participant, covering over 31 thousand people with a view to universal health care and better understanding of life is revealed. According to the report, while 73 percent of Turkish people think that overweight.

World-wide mega-trends in the field of health and good life viewing the report, on a global scale is considered as the basis of an extensive consumer research. Turkey leg of the research carried out by telephone survey method, Ankara, Antalya, Balikesir, Bursa, Erzurum, Gaziantep, Istanbul, Izmir, Kayseri, Samsun, Trabzon and Van provinces, 18 years and over 018 thousand person's opinion is also included.

The weight complainant WOMEN

According to the report dissatisfaction with their weight as a problem common to all countries is remarkable. Especially among women, weight and general physical health, satisfaction, a strong link between observed. On the other hand, 73 percent of Turkish people think that the overweight.

Overwhelms the economic problems

The rate of the Turkish people affected by stress, the level of 65 percent. Cover the concerns about the costs of health care in many countries, is one of the major sources of stress. Stress as the cause of 76 percent in Turkey, the economy ranked first, third, 66 percent of health care costs.

DOCTOR listen to lyrics

Nine out of ten people participated in the study, believes that it is in their own hands the responsibility of health care. However, the sense of personal responsibility, people are always in motion undergone one of the resulting consequences. About two thirds of the people, when a particular health problem is going to a doctor, but only 51 percent and 39 percent of the required tests yaptırıyor implement the recommendations of the doctor. According to the report, the Turkish people in general listen to the doctor promised.

HOW THE WORLD SITUATION?

The biggest gaps in terms of cost of living happy, Japan 65 per cent, Britain 57 percent and 54 percent of U.S. shows such as the advanced economies. Only on the basis of income, 46 percent of Turks and 67 percent of the Japanese Brazilians memnunken 45 percent of the lower ranks. Work outside the time, the Turks are the most satisfied with 34 percent and 16 percent of the French case.

Vestel e-store at the end of the year a special discount of up to 70 percent ...

Vestel e-store, year-end consumers at a special campaign emagaza.vestel.com.tr presents a very attractive discount opportunities.

E-store at discounts of up to 70 percent of Vestel ItallBoy Cube speaker stereo and HT will set a special one-day campaigns, Lera Elektroturbo oven and 32 "LCD TV and home needs to continue until the end of the year offered to consumers who want to complete.

Vestel's very popular "Look at Bi" in the corner of the small technological products up to 50 percent discounts until Dec. 31 seeking to rescue their loved ones a new year gift.

Vestel e-store customers only benefit the year-end campaign will continue until Dec. 31....

Women's quota of 25 percent, are unclear about the reason objected to 'the ' attachment

CHP regulation 55 Article 16 pursuant to 'the party organları'nın have to be at least 25 percent of the women. The same regulation 23 Article in the 'Party Organs' sorting 'Party House' excerpt, but a separate platform, Scientific and Cultural PM'ye by 12 members as a body not identified.

Regulation 37 Article 68 is not a party organ of the Party Assembly, composed of 80 members, he says. Given the terms of the three-party council of 80 people had to be at least 20 women. 21 women had entered the day before the party congress PM'ne CHP.

Regulation 55 of the CHP having women's quota obligation Forum on Science and Culture in another paragraph of article editing excerpt: "House Party (12) original member of the Science, Management and Culture Forum of the voting members of the congress through the President's proposed new General determined by taking enough votes from among 18 people selected Kurultayca; alternate members selected. 16. The provision of paragraph (gender quota) applies to this membership. These ballots, other (68) Party Assembly member elected from a list prepared separately. "

Those who appeal, "16 This provision shall also apply for membership "sentence at 'Based on attachment of 17 to 68, 12 should be applied 3 to argue that women's quota. CHP, the lawyers, 'the party organ' as' quota PM'nin than 80 and 80 formed in pointing out that 20 women, those who object to regulation 'forcing' argue.

After that 90 percent of houses do not have credit, PROHIBITED

Banking Regulation and Supervision Agency (BRSA), banks' lending rates seen yükseldiğinin acted upon. Executive Committee, to be effective from 1 January 2011 will the banks for housing loans, credit the amount of 75 per cent of the value of real estate, commercial real estate loans for purchase of real estate value of the collateral will be the subject has decided to not exceed 50 percent.

BRSA Chairman Tevfik Bilgin, "The main reason for the crises in the world of all mortgage loans has a large majority. The important thing is not the start of a job after graduating to take a precaution." saying that they think will grow more robust measures in this sector was expressed. BRSA in a statement, also to be used in determining this limit, which is the subject collateral value of residential or commercial real estate valuation companies authorized by the BRSA and the CMB has been detected in the received information being given to the compulsory decision.

December 18, 2010 CUMARTESİResmî GazeteSayı: 27,789

COUNCIL DECISION

Banking Regulation and Supervision Agency:

BANKING REGULATION AND SUPERVISION BOARD DECISION

Decision Number: 3980 Decision Date: 16/12/2010

Attached letter dated 16/12/2010 sent to the Presidency of the Committee dated 16/12/2010 and numbered 26127 B.02.1.BDK.0.06.00.00.8-examination of text and attachments as a result of

With Article 43 of the Banking Law No. 5411 dated 01.11.2006 and published in the Official Gazette No. 26333 of the Regulation on Banks' Equity of the first paragraph of Article 10 (e) of paragraph based on the authority;

1 - as of 1/1/2011;

a) in order to obtain housing loans to consumers with kullandırılacak kullandırılacak consumer loans under the housing bond, the value of property taken as collateral, the rate of 75% of the loan amount,

b) The purchase of commercial real estate as collateral for the loan amount kullandırılacak tally of commercial real estate value of commercial loans 50%

with the limitation, to limit the issue of valuation of real estate as collateral for loans from the Board or authorized by the Capital Markets Board yaptırılmasına appraisal companies, and limiting the use of these values,

2 - subject to limitation as collateral for loans from the valuation of real estate appraisal companies authorized by the Board deems the Capital Markets Board, or if the entire loan amount, the limit is exceeded, the excess credit in the calculation of the amount deducted from the capital as the value of banks' own funds taking into account,

3 - for loans subject to limitation, in the Official Gazette No. 26333 dated 01.11.2006 issued under the provisions of the Regulation Regarding Measurement and Assessment of Capital Adequacy of Banks, were subjected to 50% lower risk weight in the presence of a collateral, the collateral The second paragraph in accordance with the value of the deduction of amounts deducted from the capital value and thus will be subject to a positive value in the calculation of equity capital within the framework of the second paragraph shall be reduced as the value taken into account,

4-5411 of the eighth paragraph of Article 87 of the Banking Law in the Official Gazette, the publication of this Decision

has been decided.

Following the decision of the Central Bank's repo rate cut was 8 percent reserve requirement.

The Central Bank re-organized the required reserve ratios.

Published in the Official Gazette and implemented from the date of January 7, 2011 with the Turkish lira liabilities Mandatory Provisions Pertaining to the required reserve ratio will change from 5 to 8 percent. This rate, foreign currency liabilities as 11 percent will continue to apply.

This new legislation required reserve ratios as of January 7, 2011 will be as follows:

Turkish lira liabilities:

-Demand, notice deposits and current accounts special: 8 percent

-1 up to month term deposits, accounts of participation (1 month included): 8 percent

-3 months time deposits, participation accounts (including 3 months): 7 per cent

-6 months time deposits, participation accounts (including 6 months): 7 per cent

-1 year term deposits, accounts of participation: 6 percent

-1 year, and long-term deposits less than 1 year, cumulative deposits with sharing accounts, accounts of participation: 5 Percent

-Deposits, other than participation fund liabilities: 8 percent

-Special fund pools corresponding to the maturity of 7 percent and 5 percent

Foreign currency liabilities: 11 percent

BRSA, the credit card minimum payment credit card rate of 20 percent to 40 percent of the stride. Odds, according to the card limit to be defined.

Credit card usage could go up quickly, increased the minimum payment limits. Pays 20 percent of total debt to the past, with new applications that were removed to 40 percent. Card debt 3 times in one year-term debt to less than half will come right to withdraw cash payer.

Emerging recovery in the economy with successive measures to reduce the risks explained. Following the decision the previous day's rate cut yesterday at the Central Bank's Banking Regulation and Supervision Agency (BRSA), and took the credit card as well as new decisions for housing loans.

The statement made by the Central Bank for the previous day, the current conjuncture of internal and external demand, growth rates of decomposition and increase the current account deficit, rapid credit expansion, which in turn brought about the risks to financial stability is emphasized. That is an increase in loans growth, rising consumption turns, which make imports is causing more companies to increase production.

GROWS ON CURRENT

The Central Bank noted in the description "quick-credit expansion" corresponds to the risk of BRSA, yesterday announced measures to slow down the growth rate of credit card and housing loans. Here are measures taken by the BRSA in loans for growth:

1 - Credit card minimum payment amount from 20% to 40% output

Credit card minimum payment amount to be drawn up to 40 percent. Card debt to pay 3 times less than half, unable to withdraw cash. Banking Regulation and Supervision Agency (BRSA), "Amending the Regulation on Bank Cards and Credit Cards" Regulation in the Official Gazette was published in yesterday's edition.
Regulation is applied as a credit card minimum payment amount is still 20 percent, can be upgraded to up to 40 percent.
Regulation, the minimum payment amounts were related to two separate arrangement. Multiples of existing credit cards with the new credit will be applied to different minimum payment requirements.

TIME OF COMPLIANCE WITH APPLICABLE

Accordingly, the minimum amount to be paid, your credit card limit credit cards of up to 15 thousand Turkish lira, about 25 percent of term debt, the limit of 15 thousand to 20 thousand Turkish Lira Turkish Lira-term debt on credit cards of up to 30, your credit card limit credit cards is over 20 thousand Turkish Lira and about 40 percent of term debt and use credit cards allocated to the new deadline of one year from the date of the beginning of the period until the debt can not be down 40 percent.

According to the amendment of the Regulation, except for credit cards will be the new minimum pay rates starting from today until the 24th month, according to credit card limits by at least 22 per cent increase up to 35 percent of the very process of envisioning an adjustment to be applied.

6 MONTHS AFTER THE CASH LIMIT

Regulation under the branches of another amendment through the appeals relating to the cancellation of the card, which at the time of receipt of this demand is the branch of a document signed by the authorities canceled or completed claim form must be an instance of the card holder was kept.

Credit card debt 3 times in a calendar year, less than half of term debt to be taken from the payer the right to withdraw cash. It also limits the period of credit cards to pay the entire debt artırılamayacak. Regulation, this clause will go into effect after 6 months, and other articles entered into force yesterday.

2 - The amount of the loan will not exceed 75% of the value of real estate

Banking Regulation and Supervision Agency (BRSA), on the banks' lending rates yükseldiğinin seen, to be effective from 1 January 2011 will the banks for housing loans, credit the amount of 75 per cent of the value of real estate, commercial real estate loans as collateral for purchase of the subject real estate value will not exceed 50 percent of the decided.

BRSA Chairman Tevfik Bilgin, the banking sector is important in the future of housing loans, said: "This is a matter of 2-3 months working on. Banks in this direction, taking into account the trend of healthy growth of this sector and we want to grow even more than the initial phase of home loans to the need to take this measure, we heard, "he said.

Bilgin, "The main reason for the crises in the world of all mortgage loans has a large majority. Once you start a business, not take measures that are important ", saying that they think will grow more robust measures in this sector was expressed.

The determination of this limit will be based on the statement made by BRSA also subject to collateral value of housing or commercial real estate valuation companies authorized by the BRSA or the CMB has been detected in the received information being given to the compulsory decision.

The Central Bank lowered interest rates on credit card

The Central Bank, the maximum interest rates apply to credit card transactions went to change. A statement, the Turkish lira denominated credit card transactions monthly maximum contractual interest rate applied to 2.26 per cent 'or the monthly maximum default interest rate of 2.76 per cent' were either reduced expression. To be effective from 1 January 2011 monthly maximum contractual interest rate applied to credit card transactions, for U.S. $ 2:02 per cent and 1.90 per cent for the euro, respectively.

Within a year three times in less than 50 percent of credit card debt to have paid no cash withdrawal

Credit cards sent to the Prime Ministry for publication in the Official Gazette by the amendment is virtually under martial law.

Banking Regulation and Supervision Agency (BRSA), has been working on a credit cards 'payment rate' to raise the finished work of envisioning about editing.

4 Two of the main substance of the executive regulations for a total of 6 items change, as currently applied by 20 percent to 40 percent raised the minimum payment amount.

Regulation, the regulation was reformed in payment of credit card debt. Accordingly, three times in a year that pays less than 50 percent of the consumer credit card debt, cash withdrawal will be taken right away.

In addition, frozen in the credit card limit. Change of regulation, the minimum payment amounts related to two separate editing took place. Accordingly, the existing credit cards, credit cards will be different with the new minimum payment requirements apply.

25 PERCENT OF THE MINIMUM PAYMENT

According to the first amendment to the Regulation, the new limit will be 15 thousand pounds credit cards card credit card minimum payment amount will be up to 25 percent will be implemented.

Credit card limit is between 15 thousand pounds thousand pounds to 20 cards minimum payment amount is applied to 30 percent. 20 thousand pounds and the limit on credit cards, the minimum payment amount will be 40 percent.

In the current situation, as 20 percent of all credit card debt minimum payment amount is applied.

New credit cards will be the minimum payment amount varies according to the limit as 25 percent and 40 percent to be applied.

Current credit card minimum payment amount, the limit of up to five thousand pounds at cards, issued a year later to 22 percent. Payment amount will increase with increasing the limit.
The current minimum credit card payments will be increased gradually.
Within a year three times in less than 50 percent of the debt is paid credit cards, cash and limit the increase of gravity to close.

LIMITS OF PAYMENT AMOUNTS WILL BE HOW MUCH?

Limit of up to five thousand pounds for a year credit cards minimum payment amount by 20 percent, will rise to 22 per cent at the end of the year.
Limit the credit cards between 5-15 thousand pounds in the six-month period will be given to consumers. Within 6 months, 20 percent of the minimum payment, then will be 22 percent.
Limit the credit cards between 15-20 thousand pounds in payment of the amount required, apply to the first six months 20 percent, will rise to 22 percent in the second six months. Third six months, 25 per cent, to 28 percent in the fourth will be released every six months.
Limit of 20 thousand lira credit cards over the minimum payment amount will be increased in the six-month segments. 20 percent of the amount to be applied in the first six months, 22 percent, 25 percent, 28 percent, 30 percent to 35 percent and will be upgraded.

CANCELLATION OF CREDIT CARD TO BE UNDER CONTROL

Credit card cancellation also be under control. An example of the application is made on the subject to the consumer may cancel the request form. The event of cancellation, the consumer can complain about the bank this form.

Regulation, the minimum payment will increase gradually, as existing credit cards, compulsory payment amount will be increased gradually. Currently being used in four separate arrangement was made with credit cards.