Showing posts with label limit. Show all posts
Showing posts with label limit. Show all posts

Saturday, December 18, 2010

BRSA, the credit card minimum payment credit card rate of 20 percent to 40 percent of the stride. Odds, according to the card limit to be defined.

Credit card usage could go up quickly, increased the minimum payment limits. Pays 20 percent of total debt to the past, with new applications that were removed to 40 percent. Card debt 3 times in one year-term debt to less than half will come right to withdraw cash payer.

Emerging recovery in the economy with successive measures to reduce the risks explained. Following the decision the previous day's rate cut yesterday at the Central Bank's Banking Regulation and Supervision Agency (BRSA), and took the credit card as well as new decisions for housing loans.

The statement made by the Central Bank for the previous day, the current conjuncture of internal and external demand, growth rates of decomposition and increase the current account deficit, rapid credit expansion, which in turn brought about the risks to financial stability is emphasized. That is an increase in loans growth, rising consumption turns, which make imports is causing more companies to increase production.

GROWS ON CURRENT

The Central Bank noted in the description "quick-credit expansion" corresponds to the risk of BRSA, yesterday announced measures to slow down the growth rate of credit card and housing loans. Here are measures taken by the BRSA in loans for growth:

1 - Credit card minimum payment amount from 20% to 40% output

Credit card minimum payment amount to be drawn up to 40 percent. Card debt to pay 3 times less than half, unable to withdraw cash. Banking Regulation and Supervision Agency (BRSA), "Amending the Regulation on Bank Cards and Credit Cards" Regulation in the Official Gazette was published in yesterday's edition.
Regulation is applied as a credit card minimum payment amount is still 20 percent, can be upgraded to up to 40 percent.
Regulation, the minimum payment amounts were related to two separate arrangement. Multiples of existing credit cards with the new credit will be applied to different minimum payment requirements.

TIME OF COMPLIANCE WITH APPLICABLE

Accordingly, the minimum amount to be paid, your credit card limit credit cards of up to 15 thousand Turkish lira, about 25 percent of term debt, the limit of 15 thousand to 20 thousand Turkish Lira Turkish Lira-term debt on credit cards of up to 30, your credit card limit credit cards is over 20 thousand Turkish Lira and about 40 percent of term debt and use credit cards allocated to the new deadline of one year from the date of the beginning of the period until the debt can not be down 40 percent.

According to the amendment of the Regulation, except for credit cards will be the new minimum pay rates starting from today until the 24th month, according to credit card limits by at least 22 per cent increase up to 35 percent of the very process of envisioning an adjustment to be applied.

6 MONTHS AFTER THE CASH LIMIT

Regulation under the branches of another amendment through the appeals relating to the cancellation of the card, which at the time of receipt of this demand is the branch of a document signed by the authorities canceled or completed claim form must be an instance of the card holder was kept.

Credit card debt 3 times in a calendar year, less than half of term debt to be taken from the payer the right to withdraw cash. It also limits the period of credit cards to pay the entire debt artırılamayacak. Regulation, this clause will go into effect after 6 months, and other articles entered into force yesterday.

2 - The amount of the loan will not exceed 75% of the value of real estate

Banking Regulation and Supervision Agency (BRSA), on the banks' lending rates yükseldiğinin seen, to be effective from 1 January 2011 will the banks for housing loans, credit the amount of 75 per cent of the value of real estate, commercial real estate loans as collateral for purchase of the subject real estate value will not exceed 50 percent of the decided.

BRSA Chairman Tevfik Bilgin, the banking sector is important in the future of housing loans, said: "This is a matter of 2-3 months working on. Banks in this direction, taking into account the trend of healthy growth of this sector and we want to grow even more than the initial phase of home loans to the need to take this measure, we heard, "he said.

Bilgin, "The main reason for the crises in the world of all mortgage loans has a large majority. Once you start a business, not take measures that are important ", saying that they think will grow more robust measures in this sector was expressed.

The determination of this limit will be based on the statement made by BRSA also subject to collateral value of housing or commercial real estate valuation companies authorized by the BRSA or the CMB has been detected in the received information being given to the compulsory decision.

The Central Bank lowered interest rates on credit card

The Central Bank, the maximum interest rates apply to credit card transactions went to change. A statement, the Turkish lira denominated credit card transactions monthly maximum contractual interest rate applied to 2.26 per cent 'or the monthly maximum default interest rate of 2.76 per cent' were either reduced expression. To be effective from 1 January 2011 monthly maximum contractual interest rate applied to credit card transactions, for U.S. $ 2:02 per cent and 1.90 per cent for the euro, respectively.

Karargah'tan passing on intelligence information, who want to limit the army in May, the government immediately pull back troops also prevented a poss

Before the referendum, citing the PKK intensified in the region showing the TSK troops in May last, across the border in northern Iraq sent to the government without notice.

Some troops crossing border, the tanks were claimed in the Turkey-Iraq border, walked. Allegedly, the U.S. military's mobility, was familiar with the government in Ankara iletince. Karargah'tan information on this development siteyen government campaign wanted to stop for a moment before.

As long as direct intervention by the United States, TSK "will strike," he allegedly warning. Regional MPs in May, running along the border with Iraq and the moon at the end of TAF focusing confirmed the shipment.

The first information came Davutoglu

A source close to the government speaking Melissa Altınok'a Party of Turkey for a while before it is too close to the threshold of a grave event returned. Army tanks across the border without the knowledge of the government has performed. Engellenebildi Operations at the last moment, "he said.

Intense increase in the number of soldiers who died as a result of PKK attacks has created resentment headquarters recording source said: "The grave was aware of the government army's mobility. Intelligence, in Washington at that time in the United States passed the Foreign Minister Ahmet Davutoglu. Davutoglu hurriedly reported this information to the government. The government immediately asked Karargah'tan information and asked for an end to this mobility. In the case of operational orders from the Army who can not pronounce a name from the net. But at that time the Commander of Land Forces of Light Koşaner'di and such a development, headquarters took place in the chain of command is clear. "

Such claims are subject to the date of the Land Forces Commander Gen. Isik Kosaner task, in August, AGE (Supreme Military Council) meeting of the General Staff Gen. Ilker Başbuğdan took over the Presidency.

USA: Müsmaha not show, will strike

According to information obtained from the government army, unaware of the Washington hareketlendiği intelligence for cross-border operation, the attack on ships carrying aid to Gaza after Israel's UN Security Council on 31 May 2010 to attend an emergency meeting of the United States over the last Foreign Minister of Chile bee ' forwarded to. Going Headquarters in Washington, however, "against the territorial integrity of Iraq, the Turkish government and international organizations without the knowledge of girişilecek not show any tolerance towards the de facto mobility" and clearly conveyed the message "will strike," he warned. Clear warnings on the Government Headquarters and the United States had given up the cross-border operation, said at the last moment.

Uyarmadık, have made the recommendation

On the other hand, the army reached the good news of the de facto western border violation kaynaklarsa confirming Party, the United States TSK "strike you as" not a warning, the suggestion, made fear of harm relations between Turkey and Iraq campaign recorded. According to information obtained at the end of May, a land of unity of the Turkish army equipped with light weapons, a group of about a mile from the border to Iraq to chase PKK entered inside. But it has not entered into harekatta tanks. Mobility of U.S. intelligence agencies to detect, as the government informed the subject. The Turkish government has stopped their campaign, the union sent back to the note was taken.

TAF region had intensive shipping

The PKK intensified its attacks before the referendum on August 13 to September 20 took a break from a statement he declared, Parties to the future of the cease-fire announced a few days prior to the public. However, the army and the PKK in the region many times over until warm touch inputs. This is a very large number of soldiers lost their lives in clashes. Because of the losses allegedly caused by Karargah'ta indignation over the attacks, the TAF in May, shipments of troops and equipment throughout the region, he was noticed. These shipments have increased even further at the end of month. On May 30, 2010 at the direction of Van carrying 25 vehicles from the convoy and commando troops went to the Commander of the Hakkari Mountain and Commando Brigade. Party MPs speaking in the region confirmed the mobility.
Air force has passed beyond the boundary

20 May 2010, the SWC Hakurk Air Force planes across the border and close to 50 in the Zap region hit PKK target.

Diyarbakir 2nd Air Force Command, 8th Main Jet Üssü'ndeki mobility, and then took the air campaign. Air-force F-16 fighter planes headed towards the Iraqi border at regular intervals in the coming days. The General Staff of many close to the border region between May 15 and Sept. 1, "Temporary security zone" by declaring the output of the human input banned. This difference in the mobility of TAF is prepared to visit Turkey and Massoud Barzani, who showed a strong response to the developments. Regional Kurdish Administration, the official web site of the statement that "the operations of the Kurdish Regional Government, under the sovereignty of Iraq and hand over the non-extension calls a job. This site would not stop the bombing. "Denilmişti.