Published in today's issue of the Official Gazette and will be implemented 1 January 2011 Communiqué, the monthly maximum contractual interest rate credit card transactions, the Turkish lira to 2.44 percent from 2.26 percent 'or downloaded. This rate, 2.02 per cent instead of 2.54 percent for U.S. dollars, Euros instead of 2.30 percent to 1.90 percent, respectively.
Monthly maximum default interest rate reduction after the new rates, the Turkish lira to 2.76 percent, 2.52 percent in U.S. dollars, were found to be 2.40 percent for the euro. Monthly maximum default interest rate, currently 2.94 per cent for the Turkish Lira, U.S. Dollar 3.11 per cent for the Euro to 2.82 percent is applied to
Banks in accordance with relevant regulations, freely able to determine the interest rates not to exceed these rates. Maximum interest rates, determined by the Central Bank in a period of 3 months.
MINIMUM PAYMENT SYSTEM
Credit card minimum payment amount to be drawn up to 40 percent. Shot 3 times less than half the debt will not make the card that pays cash.
Banking Regulation and Supervision Agency,''Amending the Regulation on Bank Cards and Credit Regulations'', published in the Official Gazette in the number of officially went into effect.
Regulation is applied as a credit card minimum payment amount is still 20 percent, can be upgraded to up to 40 percent. Regulation, the minimum payment amounts were related to two separate arrangement. Multiples of existing credit cards with the new credit will be applied to different minimum payment requirements.
Determined according to the card limit
Accordingly, the minimum amount to be paid, your credit card limit of up to 15 thousand Turkish Lira term debt on credit cards 25 per cent, the limit of 15 thousand to 20 thousand Turkish Lira Turkish Lira-term debt of up to 30 percent on credit cards, credit card limit on credit cards is over 20 thousand Turkish Lira and 40 percent of term debt and use credit cards allocated to the new deadline of one year from the date of the beginning of the period until the debt can not be down 40 percent.
The minimum amount to be paid, your credit card limit of up to 15 thousand Turkish Lira term debt to about 25 per cent of credit cards, your credit card limit of 15 thousand to 20 thousand Turkish Lira Turkish Lira-term debt of up to 30 percent on credit cards, your credit card limit about credit cards is over 20 thousand Turkish Lira and 40 percent of term debt and use credit cards allocated to the new deadline of one year from the date of the beginning of the period until the debt down to 40 percent of this amount and the bank will not be able to determine at least at the minimum payment amount .
From today APPLICABLE
According to the amendment of the Regulation, except for credit cards will be the new minimum rates of pay as of today 24 months, according to credit card limits by at least 22 per cent increase up to 35 percent of the very process of envisioning an adjustment to be applied.
Regulation under the branches of another amendment through the appeals relating to the cancellation of the card, which at the time of receipt of this demand is the branch of a document signed by the authorities canceled or completed claim form must be an instance of the card holder was kept.
CASH SHOOT
Credit card debt 3 times in a calendar year, less than half of term debt to be taken from the payer the right to withdraw cash. It also limits the period of credit cards to pay the entire debt arttırılamayacak.
On the other hand, the regulation of this Article 6 months after the entering into force, other substances came into force from today.
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